Submitted by the Orcas Senior Center.

January through March is your opportunity to correct many common Medicare problems. Your local Statewide Health Insurance Benefit Advisors, or SHIBA, volunteers can help you with the following problems:

• You didn’t receive your new Drug or Advantage Plan Card.

• Your doctor or pharmacy isn’t in your plan’s network in 2026.

• You discover your old plan is not available in 2026.

• You don’t like the Advantage Plan you signed up for. You can switch to another Advantage plan or go back to basic Medicare, and you may be able to get a Medigap (Medicare Supplement).

• You didn’t enroll in Medicare when you turned 65.

SHIBA, sponsored by Orcas Senior Center, is a free, unbiased, and confidential informational service offered through the Washington State Office of the Insurance Commissioner. Call the Lopez Island SHIBA office at 360-468-4117 to schedule a counseling session.